ICYMI: Recapping 2024, Forecasting This Year and Beyond
After breaking down how stocks and bonds did last year and why, turning to what you should and shouldn’t take away from all the 2025 market outlooks, and discussing where to put your money long-term.
The number of 18-year-olds is about to drop sharply, packing a wallop for colleges — and the economy by The Hechinger Report
This class of high school seniors marks the last before a long decline in the number of 18 year olds brings which would put pressure on colleges and create labor shortages.
It’s Called a Premortem—and It’s the Most Productive Thing You’ll Do All Year by The Wall Street Journal
Forget about making a New Year’s resolution. Have you tried imagining your deathbed? This article digs into one person who does it annually in order to determine what he can do in the next three to five years that he’ll respect looking back from his deathbed.
Experts Forecast Stock and Bond Returns: 2025 Edition by Morningstar
Every year Christine Benz looks at capital market assumptions provided by different investment firms to see what sort of return assumptions might be reasonable for financial planning. Her takeaways based on this year’s review: lower return expectations for U.S. stocks, higher returns from international stocks, and some firms are expecting U.S. bonds to do better than U.S. stocks.
Stocks Are More Expensive Than They Used to Be by The Irrelevant Investor
Michael Batnick looks back at stocks today versus earlier eras and makes a convincing case that stocks should be more expensive than they have been historically given the sector makeup of the market today, companies are more profitable, and profit margins are higher. He still thinks investors should lower their return expectations from here.
Get More Tax-Free Growth by Heritage Financial
Tax-free investments are one of the most effective tools for building and preserving wealth. By strategically utilizing available opportunities, you can reduce your tax burden while keeping more of what you earn for the future. Here’s how you can make the most of tax-free investments for yourself and your family.
Book Recommendation
Keeping the Faith: God, Democracy, and the Trial That Riveted a Nation by Brenda Wineapple
The dramatic story of the 1925 Scopes trial, which captivated the nation and exposed profound divisions in America that still resonate today—divisions over the meaning of freedom, religion, education, censorship, and civil liberties in a democracy
Boston Corner
Boston’s life sciences industry looks to rebound in 2025 by Axios
Why New England’s Labor Force Participation Has Been Recovering So Slowly since the COVID-19 Pandemic by Federal Reserve Bank of Boston
